Information and technological support of financing of innovations at the small industrial enterprises
Abstract
Information and technological support of financing of innovations at the small industrial enterprises
Incoming article date: 09.06.2014Informational and technological platform of modern bank – the potential creditor of innovative projects of the small industrial enterprises - is considered as the important instrument of support of adoption of reasonable decisions of bank about participation in the project, also of estimating of limiting conditions of enterprises of small scale. On author’s opinion, the offered information support of an assessment of solvency of the small enterprises functioning in the industrial sphere, all this system is most adapted under specificity of objects, what can be effective in the course of a choice of the best option of interaction of bank with the client, besides, when making transactions by leasing. The modelling system of financing of the innovative project, that was initiated within working small enterprise, will allow to eliminate defects, which information support already existing in bank possesses, and to add new opportunities, which will make work of staff of bank more effective, analysis of conditions of client more exact and making decisions on crediting by more reasonable
Keywords: Small industrial enterprises, innovative projects, financing, information system, leasing transactions